3.9Charts: Public and Subsidized Housing Basics1

 

Public Housing

Section 202 (Elderly)

Section 811 (Disabled)

Rural Housing

LIHTC

Low Income Housing Tax Credit

Owner

Public Housing Agency (PHA)

Private

Private

Private

Oversight

HUD

 US Dept of Housing & Urban Development

HUD

USDA

US Dept of Agriculture

RD/RHS

Rural Development/
Rural Housing Service

MSHDA/IRS

MI State Housing Development Authority/ Internal Revenue Service

Tenant Rent

Higher of 30% of adjusted income or 10% of gross income minus a utility allowance if owner does not provide utilities, subject to minimum rents (up to $50, but hardship exemption), and in Public Housing, flat rents and earned income disregard.

Base rent, or if Rental Assistance, 30% or 10%

Up to 30% of 50% or 60% of adjusted monthly income

Statute(s)

42 USC 1437a

42 USC 1437d

12 USC 1701q (elderly)

42 USC 8013 (disabled)

42 USC 1485

26 USC 42

 

Regulation(s)

 

24 CFR 5

(all HUD programs)

24 CFR 960

24 CFR 966

24 CFR 891

7 CFR 3560.151 et seq. (without §8)

24 CFR 884 (with §8)

26 CFR 1.42

Eviction Regulations

24 CFR 966.4

(grievance process:

42 USC 1437d(k);
24 CFR 966.50 –
24 CFR 966.57)

24 CFR 5.850

24 CFR 247

24 CFR 891.430

7 CFR 3560.159 

(without §8)

24 CFR 5.858+

(with and without §8)

24 CFR 884.216

(with §8)

None.

See

26 USC 42(h)(6)(E)(ii)(I)

Handbook/Guidebook

(on admission
& occupancy issues)

Public Housing Occupancy Guidebook

(June 2003)

HUD Handbook 4350.3: Occupancy Requirements of Subsidized Multifamily Housing Programs

(May 2003, revised June 2007, revised June 2009)

USDA MFH Asset Management Handbook HB-2-3560

(Feb 2005, revised Dec 2008)

MSHDA Compliance Manual, Low Income Housing Tax Credit Program

(April 2013)

 

 

Project-Based Section 8

New Construction and

Substantial Rehabilitation

Moderate Rehabilitation

Housing Choice Voucher Program

(Tenant-Based Section 8)

Owner

Private

Private

Private

Private/Public Housing Agency (PHA)

Oversight

HUD/MSHDA

US Dept of Housing & Urban Development/MI State Housing Development Authority

HUD/MSHDA

HUD/MSHDA

HUD

Tenant Rent

Higher of 30% of adjusted income or 10% of gross income minus
a utility allowance if owner does not provide utilities, subject to
minimum rents (up to $50, but hardship exemption).

PHA Payment Standard minus 30%/10% adjusted gross income + remainder

Statute(s)

42 USC 1437f(b)

42 USC 1437f(o)

 

Regulation(s)

 

24 CFR 982

(24 CFR 982 applies per 24 CFR

 983; see 24 CFR 983.2 for exceptions)

24 CFR 983

(voucher program)

24 CFR 880

(New Construction)

24 CFR 881

(Substantial Rehabilitation)

24 CFR 882

24 CFR 982

Eviction Regulations

24 CFR 5.858+

24 CFR 247

24 CFR 982.310

24 CFR 983.257
(project-based
 vouchers)

24 CFR 5.858+

24 CFR 880.607

24 CFR 881.601

24 CFR 5.858+

24 CFR 247

24 CFR 882.511

24 CFR 982.310

(informal review of termination of assistance: 24 CFR 982.555)

Handbook/Guidebook

(on admission
& occupancy issues)

HUD Handbook 4350.3:
Occupancy Requirements of Subsidized Multifamily Housing Programs

(May 2003, revised June 2007,
revised June 2009)

None

HUD Housing Choice Voucher Guidebook 7420.10G
(April 2001)

1   Charts courtesy of Jim Schaafsma, Attorney, Legal Services of South Central Michigan.